Terms & Conditions

This Terms of Service Agreement (referred to as “the Agreement”) establishes a legally binding contract between you (“You”) and Rocket Management OÜ, a company operating under the laws of Estonia, doing business as BBPay (“the Company,” “We,” or “Us”). The Agreement becomes effective when You either accept it explicitly or are considered to have accepted it by accessing this website. By using this website, You confirm that You agree to and accept all the terms and conditions stated in this Agreement, including provisions regarding the Limitation of Liability and Indemnification.

If You are accessing the website on behalf of a business, your access signifies that the business also accepts these terms. By navigating through https://bbpay.one/ and any related web pages, You acknowledge and agree to be bound by this Agreement, along with any other specific terms or conditions We may present before You purchase any products or services through this Website.

You also consent to the electronic exchange of information and documents between You and Us via the Internet or email, agreeing that this electronic Agreement holds the same weight as a written, physical contract between You and Us. Capitalized terms in this Agreement are defined in the “Definitions and Interpretation” section at the end, unless otherwise specified in the Agreement’s content.

1. You acknowledge that all information, content, reports, data, databases, graphics, interfaces, web pages, text, files, software, product names, company names, trademarks, logos, and trade names available on this Website (collectively referred to as “the Content”), including the way it is presented and all related information, belong to their respective owners as indicated, the Company, or its licensors. You do not have any ownership, rights, title, or interest in the Content.

2. Subject to the other clauses of this Agreement, the Company grants You a limited, revocable, personal, non-transferable, and non-exclusive license to access, read, and download one copy of the Content solely for the purpose of evaluating the services we provide (“the Services”).

3. You agree not to:

a) distribute the Content for any purpose, including but not limited to, compiling an internal database, redistributing or reproducing the Content via the press, media, commercial networks, cable, or satellite systems; or

b) create derivative works, reverse engineer, decompile, disassemble, adapt, translate, transmit, modify, copy, sell, sublicense, export, merge, transfer, lend, lease, assign, or share the Content in any form, physical or electronic. You shall not allow any third party to access the Content or perform any actions that would violate or damage the proprietary rights of the Company or its licensors. These restrictions apply unless otherwise prohibited by applicable law; or

c) use any automated tools such as “deep-linking,” “page scraping,” “robots,” “spiders,” or similar processes to access, copy, or monitor any part of the Content. You must not attempt to bypass the Website’s structure or navigation to obtain any information or materials not intentionally provided. We reserve the right to block any such activity.

4. Except for your private personal information, You grant the Company a perpetual, worldwide, royalty-free, non-exclusive, irrevocable, and transferable license to use any information or content You provide through this website or send via email or other correspondence. This license includes the rights to run, display, copy, reproduce, publish, distribute, market, create derivative works from, adapt, translate, modify, sublicense, and make the information available to others, for any purpose. This includes, but is not limited to, ideas, concepts, inventions, and know-how. The Company is not obligated to maintain the confidentiality of such information unless otherwise agreed in writing or required by law. You represent and warrant that you have the authority to grant this license.

5. The Company may, from time to time, monitor your use of the website and collect, store, use, and disclose your information to offer or solicit services to You, and You consent to such activities. The Company will only collect personal information necessary to form a legal agreement with You for the provision of services or to comply with relevant Know-Your-Customer (KYC) regulations. You may request the deletion of your personal information and deactivation of your account at any time. The Company will remove any information that is not required for compliance with applicable KYC regulations. You can contact us at any time regarding the handling of your personal information at: support@bbay.one.

6. If You acquire services from the Company or its suppliers or sponsors, these services will be governed by a separate agreement, and no rights or claims regarding these services will arise under this Agreement.

7. The Website may contain links, buttons, or banners that direct You to third-party websites or resources that might interest You. The inclusion of any link does not signify an endorsement or an affiliation with the third-party operators. These links are provided solely for informational and convenience purposes and do not imply encouragement to purchase or use third-party products or services.

8. Linked websites are outside of our control, and We are not responsible for the content of any linked website, including changes or updates to them. We do not accept responsibility for the privacy practices of third-party sites or any form of transmission received from them.

9. These Website Terms of Use do not cover interactions with linked websites, so You should carefully review the terms and privacy policies of any third-party sites you visit. You use such linked websites at your own risk.

10. Certain services provided through the Website may be delivered by third parties. By using any product, service, or functionality originating from the Website, You acknowledge and consent that We may share information with third parties who provide these services under a contractual relationship with Us.

11. The Company is not responsible for the accuracy or appropriateness of information, opinions, or advice found on linked websites, and You access them at your own risk. By linking to other websites, the Company does not act as a publisher of the material on those sites and does not monitor or control their content. A link to a third-party website does not imply affiliation or endorsement by the Company. THE COMPANY DOES NOT RECOMMEND OR ENDORSE ANY CONTENT, INCLUDING HYPERLINKS OR INFORMATION FOUND ON OTHER WEBSITES.

12. You acknowledge that any comments you post on the Website or social media pages are visible to the public, and we have no control over, nor liability for, how third parties may use this information once it has been viewed.

13. THERE IS NO GUARANTEE THAT PERSONAL INFORMATION PROVIDED OR TRANSACTIONS CONDUCTED ON THIS WEBSITE OR THE INTERNET WILL BE SECURE OR CONFIDENTIAL. USE OF THIS WEBSITE AND ITS CONTENT IS AT YOUR OWN RISK, AND, TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY ACCEPTS NO LIABILITY OR RESPONSIBILITY REGARDING THE CONTENT, YOUR USE OF THE WEBSITE, OR THE RECEIPT, STORAGE, TRANSMISSION, OR OTHER USE OF YOUR PERSONAL OR TRANSACTION INFORMATION.

14. The Company will not be liable for any damages suffered by You or any third party as a result of the transmission, storage, or receipt of confidential or proprietary information that You make available on the Website, or that You explicitly or implicitly authorize the Company to share, nor for any errors or changes to the transmitted, stored, or received information.

15. You are solely responsible for retrieving and using the Content. You should exercise your own judgment when using any Content, including when relying on it for conclusions or decisions.

16. THE CONTENT MAY NOT BE ACCURATE, CURRENT, COMPLETE, OR FREE FROM CORRUPTION, AND SHOULD NOT BE RELIED UPON.

17. THE CONTENT IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND SHOULD NOT BE CONSIDERED A RECOMMENDATION FOR ANY SPECIFIC PRODUCT, SERVICE, USAGE, OR COURSE OF ACTION.

18. UNLESS EXPRESSLY STATED IN A SEPARATE AGREEMENT WITH YOU, THIS WEBSITE, INCLUDING ALL CONTENT, PRODUCTS, SERVICES, AND SOFTWARE AVAILABLE ON OR THROUGH IT, IS PROVIDED “AS IS,” WITHOUT ANY REPRESENTATIONS, WARRANTIES, GUARANTEES, OR CONDITIONS OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. THIS INCLUDES, BUT IS NOT LIMITED TO, WARRANTIES OF UNINTERRUPTED OR ERROR-FREE OPERATION, AVAILABILITY, ACCURACY, COMPLETENESS, RELIABILITY, TIMELINESS, LEGALITY, SUITABILITY, PRIVACY, SECURITY, MERCHANTABILITY, QUALITY, TITLE, NON-INFRINGEMENT, OR FITNESS FOR A PARTICULAR PURPOSE, OR ANY WARRANTY ARISING OUT OF TRADE USAGE OR COURSE OF DEALING.

19. UNDER NO CIRCUMSTANCES WILL THE COMPANY, ITS AFFILIATES, AGENTS, LICENSORS, SUPPLIERS, OR THEIR RESPECTIVE OWNERS, DIRECTORS, OFFICERS, OR EMPLOYEES (“RELEASED PARTIES”) BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, EXEMPLARY, AGGRAVATED, ECONOMIC, OR CONSEQUENTIAL DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF USE, LOST PROFITS, OR LOST SAVINGS, EVEN IF THE RELEASED PARTIES WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS.

20. NONE OF THE RELEASED PARTIES WILL BE LIABLE FOR DAMAGES OR LOSSES CAUSED BY: VIRUSES, DATA CORRUPTION, FAILED MESSAGES, TRANSMISSION ERRORS, TELECOMMUNICATION PROVIDERS, THIRD-PARTY LINKS, THE INTERNET BACKBONE, PERSONAL INJURY, THIRD-PARTY CONTENT, PRODUCTS OR SERVICES, DAMAGES OR LOSSES CAUSED BY YOU OR YOUR EMPLOYEES, AGENTS, OR SUBCONTRACTORS, LOSS OF USE OR AVAILABILITY OF FACILITIES (INCLUDING COMPUTER RESOURCES, ROUTERS, AND STORED DATA), INABILITY TO USE THIS WEBSITE OR ITS CONTENT, ANY OTHER WEBSITE ACCESSED THROUGH THIS WEBSITE, OR ANY EVENT BEYOND THE REASONABLE CONTROL OF THE COMPANY, EVEN IF THE RELEASED PARTIES WERE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR CLAIMS.

21. THE COMPANY ASSUMES NO RESPONSIBILITY TO UPDATE THE CONTENT ON THIS WEBSITE. THE CONTENT MAY BE MODIFIED WITHOUT PRIOR NOTICE TO YOU. THE COMPANY IS NOT LIABLE FOR ANY CONTENT OR INFORMATION THAT YOU MAY FIND UNDESIRABLE OR OFFENSIVE. THE COMPANY DISCLAIMS ALL LIABILITY FOR THE UNAUTHORIZED USE OR REPRODUCTION OF ANY PART OF THIS WEBSITE. ACCESSING CONTENT FROM LOCATIONS WHERE IT MAY BE ILLEGAL IS PROHIBITED.

23. This Agreement remains in effect until terminated by the Company at its sole discretion, with or without cause. The Company reserves the right to terminate this Agreement at any time without prior notice for any reason or no reason. Termination by the Company is without prejudice to any rights or remedies available to the Company, including injunctive or other equitable relief.

24. The disclaimers, limitations of liability, ownership clauses, termination provisions, interpretation, your license to the Company, your warranties, and the indemnity provisions outlined in this Agreement shall survive its termination or expiration.

25. You agree to indemnify, defend, and hold harmless the Released Parties at all times from and against any and all actions, proceedings, costs, claims, damages, demands, liabilities, and expenses (including legal fees and disbursements) incurred by any Released Party, directly or indirectly, as a result of:

a) any information or content You provide on or through this website, or that You send to the Company via email or other correspondence;

b) your use or misuse of the Content or this Website, including any claims of infringement;

c) your failure to comply with any obligations under this Agreement;

d) the inaccuracy or falsity of any representations or warranties made by You in relation to this Agreement;

e) your violation of any applicable laws or regulations; or

f) your alleged or actual negligence or willful misconduct.

26. Any dispute, controversy, or claim arising out of or in connection with this Agreement, including any breach, termination, or invalidity thereof, shall be finally settled by arbitration in accordance with the Rules of the Arbitration Court of the Estonian Chamber of Commerce and Industry (ECCI). The arbitral tribunal shall consist of a sole arbitrator. The seat of arbitration shall be Tallinn, Estonia, and the proceedings shall be conducted in English. This Agreement shall be governed by the substantive law of Estonia.

27. You agree to waive any right to initiate or participate in a class action against the Company related to this website. Additionally, You agree to opt out of any class proceedings against the Company or its licensors.

28. In this Agreement, unless the context requires otherwise:

a) singular terms include the plural, and vice versa;

b) references to sub-clauses, clauses, schedules, or appendices refer to those in this Agreement;

c) a reference to a “person” includes individuals, firms, companies, government entities, trusts, and partnerships;

d) any reference to statutory provisions includes any modifications or amendments to those provisions;

e) headings and sub-headings do not form part of this Agreement for interpretive purposes.

29. This Agreement, along with any amendments made under Section 13 and any other legal notices or policies on this website, constitutes the entire agreement between You and the Company regarding the use of this website and its Content.

30. The Company reserves the right, at its discretion, to amend this Agreement at any time by posting the revised terms on the website. It is your responsibility to periodically review these changes. If You do not agree to the amended terms, You must immediately stop using the website. Continued access or use of the website after amendments have been posted constitutes your acknowledgment and acceptance of the updated terms. Any amendment, supplement, or waiver of any provision in this Agreement will only be binding if posted by the Company on the website or otherwise provided in writing by the Company. No waiver of any provision of this Agreement will be considered a waiver of any other provision or a continuing waiver unless explicitly stated.

31. If any provision of this Agreement is found by an arbitrator to be illegal, invalid, or unenforceable in any jurisdiction, it will be ineffective only to the extent of that illegality, invalidity, or unenforceability, and the remainder of the Agreement will continue to apply. This will not affect the legality, validity, or enforceability of that provision in any other jurisdiction.

32. This Agreement will benefit and bind both You and the Company, along with our respective successors and permitted assigns. By accepting and using the website, You acknowledge having read this Agreement, having the authority to accept it, and having received a copy of it.

33. You may not transfer or assign any rights or licenses granted under this Agreement, and any attempted transfer or assignment will be null and void.

34. The parties agree that this Agreement is drafted and executed in the English language.

35. The following definitions apply in these Website Terms of Use:

• “Customer” refers to the customer to whom bbpay.one is providing Services.

• “Website Terms of Use” refers to these terms that govern the use of the Website.

• “Linked Website” means any website or entity, other than bbpay.one, that is connected through a hyperlink or other means (e.g., text, images, or videos) to or from this Website.

• “User” or “you” refers to any third party accessing the Website who is not (i) an employee of Rocket Management OÜ acting within their employment or (ii) engaged as a consultant or providing services to bbpay.one and accessing the Website in connection with those services.

• “We,” “us,” “our,” “ourselves,” or “the Company” refers to Rocket Management OÜ, a company incorporated in Estonia with the registered number 14271027, with its registered office at Harju maakond, Tallinn, Kesklinna linnaosa, Tondi tn 1, 11313.

• “Website,” “Web site,” or “Site” refers to the Website you are browsing when you clicked on a link to these Terms of Use, including all subsidiary pages (https://bbpay.one/) and any sub-domains unless otherwise excluded by their specific terms and conditions.